How do I get the NDC (No Dues Certificate) for my closed loan?

Modified on Sat, 1 Nov at 11:18 AM

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Once your loan is closed, your No Dues Certificate (NDC) is sent immediately to your registered email address. If you don’t see it in your inbox, please check your spam or junk folder.


You can also download your NDC directly from the InstaMoney app by following these steps:
1️⃣ Go to the More tab
2️⃣ Select Profile Details
3️⃣ Click on Documents
4️⃣ Download your No Dues Certificate (NDC)

As an LSP (Loan Service Provider), InstaMoney only facilitates access to this document — the Lending Partner is responsible for issuing it.


Your repayment activity is reported by the Lending Partner to the credit bureau every 15 days, and the bureau may take up to 10 additional days to reflect the update.

We recommend checking with authorised credit bureaus after this period to confirm your updated loan status.